The risk and administrative rate remains at 2 %.

Current contribution rates

• Age 18 to 24:: 1 % (includes 0 % savings element)
• Age 25 to 34: 4.5 % (includes 3.5 % savings element)
• Age 35 to 44: 6 % (Includes 5 % savings element)
• Age 45 to 54: 8.5 % (Includes 7.5 % savings element)
• Age 55 to retirement: 10 % (Includes 9 % savings element)

Further current Key Figures

• Coverage ratio: 138 %
• Retirement savings capital: 3 % (2 percentage points above the mandatory minimum interest rate)
• Administration costs per insured person and year: 150 Swiss francs
• Investment return over the past 5 years: 35 %