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ContactWhether your work assignments are short or long, your family should be well protected in the event of your retirement, disablement or death, and that protection should be available on fair terms and conditions. This is why you and your employer pay contributions.
The swissstaffing pension fund “Fondation 2ème pilier swissstaffing” abides strictly by the Occupational Pensions Act (BVG/LPP) and by the provisions of the Staff-Leasing Collective Bargaining Agreement. You can find out more about your insurance here:
If you are a temporary worker, your employer has the option of insuring your entire salary i.e. the non-mandatory portion too, and they also have additional options to protect you better in case of death or disability. There are two retirement plans: Temp Basic and Temp Premium.
If you are permanently employed, your employer has more options to provide you with better insurance cover. To find out exactly what cover you have, ask your employer or consult your benefits statement.
The contribution you pay is based on your insured wage or salary. It includes the compulsory savings element and a ratio to cover risks and administrative costs.
Your employer contributes the same amount. The “Fondation 2ème pilier swissstaffing” pension fund keeps costs low and charges only for essentials. In this way, we are able to offer you a low contribution rate.
| TEMP BASIC (Standard) | TEMP PREMIUM (Standard) | FIX INTERN (Standard) | ||
| Age 18 to 24: | 0.875 % | 0.95 % | 1.0% | Includes 0.0% savings element |
| Age 25 to 34: | 4.375 % | 4.45 % | 4.5% | Includes 3.5% savings element |
| Age 35 to 44: | 5.875 % | 5.95 % | 6.0% | Includes 5.0% savings element |
| Age 45 to 54: | 8.375 % | 8.45 % | 8.5% | Includes 7.5% savings element |
| Age 55 to retirement: | 9.875 % | 9.95 % | 10.0% | Includes 9.0% savings element |
The money you pay in to save for your retirement pension attracts interest. Every year, the Federal Government sets a mandatory interest rate. At the present time, i.e. in the year beginning January 1, 2024, the rate stands at 1.25%.
Because the “Fondation 2ème pilier swissstaffing” pension fund is in such good financial health, we offer you more interest. This means that your retirement fund attracts 3% interest. You will feel the benefit when you come to retire.