Advantages

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A healthy pension fund

  • We are in a strong financial position
    For several years, our coverage ratio has far exceeded 100%. At the end of 2023, it had reached 125.8%.
  • We ensure that our members benefit from our good performance
    You benefit from a better interest yield. In 2023, all retirement savings capital has attracted 3% interest. 
  • Our risk structure is first class
    There are 28 active members for every pensioner. 
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A safe pension fund

  • Collective Bargaining Agreement-compliant insurance + secure data transmission thanks to Web Employer Access + transparent cost policy
    The same conditions apply to all our members. The Foundation communicates transparently.
  • We do not pursue commercial goals
    The interests of our members always come first. We do not charge brokerage and keep our marketing costs deliberately low.
  • Good cover, even in hard times
    With fluctuation reserves of 25%, we are ideally cushioned at all times. The risk of undercoverage is therefore extremely low.
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A straightforward pension fund

  • Simple monthly administration
    Good timetabling of cash flow and transfers of vested termination benefits.
  • Our own call center
    To provide your staff with personal and multilingual advice.
  • Efficient administration
    Our operating costs are low; in 2023, we spent an average of CHF 263.20 per insured person.