iconTemporary employees

Temporary staff can be insured with either the Temp Basic retirement plan or the Temp Premium retirement plan. There are various options available to protect your employees better in case of disability or death. Non-mandatory insurance is possible with both plans.

TEMP BASIC

The Temp Basic retirement plan insures temporary staff under the LPP minimum plan with extended coverage.

Standard:

  • Risk premiums of 1.75%
  • Supplementary death benefits of 50% of the insured salary for all insured people

Additional new options:

  • Increase in the minimum disability pension to 30% of the insured salary
  • Increase in the supplementary death benefit to 100% of the insured salary (+50%)

Risk Premiums TEMP BASIC:

  • Standard benefit 1.75%
  • Disability pension increase to 30% of the insured salary +0.20%
  • Death benefits increase to 100% of the insured salary +0.05%
  • Maximum risk premiums with upgraded benefits =2.00%

TEMP PREMIUM

The TEMP PREMIUM retirement plan is structured similarly to the TEMP BASIC plan but offers greater benefits.

Standard:

  • Annual risk premium of 1.90%
  • Supplementary death benefits of 50% of the insured salary for all insured people
  • The disability pension amount is set at a minimum of 30% of the insured salary
  • Pension for life partners possible
  • Semi-retirement possible

Additional options:

  • Increase in disability pension to at least 40% of the insured salary (+10%)
  • Increase in the supplementary death benefits to 100% of the insured salary (+50%)

Risk Premiums TEMP PREMIUM:

  • Standard benefit 1.90%
  • Disability pension increase to 40% of the insured salary +0.20%
  • Death benefits increase to 100% of the insured salary +0.05%
  • Maximum risk premiums with upgraded benefits =2.15%

Contact us – we'd be pleased to give you a quotation.

Insured pay

The coordination deduction has been converted to an hourly rate by the swissstaffing pension fund “Fondation 2ème pilier swissstaffing”. In this way, even short placements can be precisely costed.

The amount paid by members depends on the insured monthly wage or salary. In principle, the BVG/LPP minimum is insured. The contribution rates apply.

Non-mandatory insurance: Would you like to insure your temporary employees above the mandatory amount? You can do that through us. You can determine groups for this, such as long-term employees.

Disability and death cover

Your temporary employees are also well insured with us against the risks of disability and death.

In the event of disability:

  • Disability pension, calculated on the basis of projected retirement savings capital and the conversion rate
  • Pensions for children of invalided members
  • Contribution waiver

In the event of death:

  • Spouse’s pension or single lump-sum benefit
  • Orphans’ pensions
  • Divorced spouses’ pensions
  • Pension for life partner (Temp Premium)
  • Lump-sum death benefit for unmarried members
  • Additional death benefits of 50% of the insured salary for all insured people