BVG is the German abbreviation for the Federal Law on Occupational Retirement, Survivors’ and Disability Pension Plans [Occupational Pensions Act]. The BVG determines who must be insured and how. The Foundation is…

A vested benefits account is an account into which vested pension capital can be transferred (only in the case of occupational or second pillar pensions). Vested benefits accounts differ from normal savings accounts in…

If a person earns more than CHF 84'600.-, insurance of the amount over CHF 84'600.- is non-mandatory insurance. It is not obligatory to insure this amount, whereas it is obligatory to insure up to CHF 84'600.-. Insuring…

The contribution rates are made up of a savings element and an element to cover risks and administrative costs. The risk insurance element covers the cost of disability and survivors’ benefits. The administrative…

All employees must be insured if: they have reached their 17^th birthday, they have not reached the statutory retirement age, they are drawing hourly pay of more than CHF 9.65 or an annual wage or salary of more than…

The Council is the supreme governing body of the Foundation and is responsible for its general administration. The Foundation Council comprises an equal number of representatives of the member companies and of the insured members.

Please notify us in writing of your change of address, either by fax, mail or e-mail. Remember to give your new address to the temp agency that has hired you.

Insurance begins on your first working day if: your employment contract is for an indefinite period, your employment is extended for a further three months without interruption, your employer so wishes, or you are…

A coordination deduction serves to determine the amount of pay that is insured by the pension fund. The deduction amounts to 7/8 of the maximum annual state pension and currently stands at CHF 25'095.-. Under the…