When do I become subject to compulsory insurance under the BVG?

All employees must be insured if:

  • they have reached their 17th birthday,
  • they have not reached the statutory retirement age,
  • they are drawing hourly pay of more than CHF 9.65 or an annual wage or salary of more than CHF 21'150.-, and
  • they are not more than 70% disabled as defined in the regulations governing disability insurance.

If you are in temporary employment, please also take note of the provisions concerning the Staff-Leasing Collective Bargaining Agreement.

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